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Medicare Advantage Part C Insurance Plan

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Medicare Advantage Part C

Get the Most Out of Your Medicare with an Advantage Plan!

Discover how a Medicare Advantage Plan can provide you with comprehensive coverage and additional benefits, often with plans starting at $0 monthly premium. Available in many states, these plans can help you get more value out of your Medicare.

No spam calls. No spam email. Just FREE quotes.

Review My Part C Options
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What is a Medicare Advantage Plan?

Medicare Advantage Plans, also known as Part C, are an all-in-one alternative to Original Medicare (Part A and Part B). These plans are offered by private insurance companies approved by Medicare and cover everything that Original Medicare does. In addition to the standard benefits, Medicare Advantage Plans often include extra services like vision, dental, and hearing coverage, along with wellness programs. Many plans also incorporate Medicare Part D prescription drug coverage, providing a comprehensive solution for your healthcare needs in a single plan.

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7 Things to Know About Medicare Advantage Plans (Part C)

  1. You’re Still Enrolled in Medicare: Even when you join a Medicare Advantage Plan, you remain part of the Medicare program.
  2. Medigap Plans Aren’t Necessary: With a Medicare Advantage Plan, you cannot purchase a Medigap (Supplemental) plan, nor would you need one since your Advantage Plan covers the necessary benefits.
  3. No Extra Costs for Certain Services: Medicare Advantage Plans cannot charge you more than Original Medicare for services like chemotherapy, dialysis, and skilled nursing facility care.
  4. You Retain Your Rights and Protections: As a Part C plan member, you still have all the rights and protections that come with Medicare.
  5. Pre-Existing Conditions Are Covered: You can join a Medicare Advantage Plan even if you have pre-existing conditions, and they cannot charge you more based on your health status.
  6. Enrollment is Time-Sensitive: You can only join a Medicare Advantage Plan during specific enrollment periods. Once enrolled, your coverage usually lasts for the entire year.
  7. Built-In Flexibility: Many plans include additional benefits like vision, dental, and hearing care, which are not covered by Original Medicare.

Need Help Navigating Your Options?

Fika Insurance Group, headquartered in Greenwood, South Carolina, and serving South Carolina, Georgia, and other states, is here to guide you through your Medicare Advantage options. Contact us today for personalized assistance.

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FAQs

Frequently Asked Questions!

Medicare Advantage Plans offer members the same Medicare covered services as provided under Original Medicare. However, most Part C plans have added benefits that are not covered under Part A and Part B such as:

  • Vision: Coverage for routine eye exams and, in some cases, glasses or contact lenses.
  • Dental: Coverage for routine dental care, including cleanings, exams, and sometimes more extensive procedures.
  • Transportation: Coverage for rides to and from medical appointments.
  • Fitness Programs: Memberships to fitness centers or access to wellness programs.
  • Over-The-Counter Drugs: Allowances for over-the-counter items like vitamins, pain relievers, and other health products.
  • Hearing: Coverage for hearing exams and, in some cases, hearing aids.

At Fika Insurance Group, we understand that navigating the various Medicare options can be challenging, especially when it comes to finding a plan that fits your budget. The cost of a Medicare Advantage Plan (Part C) can vary based on several factors, including:

Factors that affect overall cost of having a Medicare Advantage Plan:

  • Plan Type: Different types of Medicare Advantage Plans (HMO, PPO, etc.) have different cost structures.
  • Monthly Premium: Many Medicare Advantage Plans have a $0 monthly premium. However, if you enroll in a plan with a premium, you'll pay this in addition to your Medicare Part B premium.
  • In-Network vs. Out-of-Network Providers: Costs can vary depending on whether you use healthcare providers within your plan’s network.
  • Co-payments or Co-insurance: The amount you’ll need to pay for services or medications can vary by plan.

We’re here to help you understand these costs and find a Medicare Advantage Plan that meets your needs and budget.

To enroll in a Medicare Advantage Plan (Part C), you must first be enrolled in Medicare Part A and Part B through the Social Security Administration. After that, you can contact one of our insurance professionals at Fika Insurance Group, who will guide you through the enrollment process. Please have the following information available:

  • Your Medicare Claim Number: This can be found on your Medicare card.
  • The Date Your Part A and/or Part B Coverage Started: This information is also on your Medicare card.

Our team is here to make the enrollment process as smooth as possible, ensuring you have the coverage you need.

Learn More About Medicare Advantage Cost

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How to Complete Your Medicare Sign-Up

Signing up for Medicare can be done in several ways, including in-person, over-the-phone, or online. At Fika Insurance Group, we’re here to guide you through every step of the process. Here’s what you’ll need to get started:

  • Name
  • Address
  • Phone Number
  • Social Security Number
  • Medicare Claim Number (found on your Medicare card)
  • Date Your Part A and/or Part B Coverage Started (found on your Medicare card)

Note: Typically, you do not need to provide a birth certificate or proof of citizenship to sign up for Medicare unless there are special circumstances.

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Need Help?

Fika Insurance Group, headquartered in Greenwood, South Carolina, and serving South Carolina, Georgia, and other states, is here to assist you with the Medicare sign-up process. Contact us for personalized assistance.

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Ways to Sign Up:

  • In-Person: Visit your local Social Security office.
  • Over-the-Phone: Call the Social Security Administration at 1-800-772-1213.
  • Online: Visit the Social Security Administration’s website to sign up online.
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Clients Nationwide

Serving Multiple States

At Fika Insurance Group, headquartered in Greenwood, South Carolina, and serving South Carolina, Georgia, and other states, we’re here to help you navigate the complexities of Medicaid and Medicare. Contact us for expert guidance and support.

South Carolina (SC)

South Carolina (SC)

Our home state, where we provide comprehensive Medicare, Life, and Health insurance solutions tailored to meet the unique needs of South Carolinians.

North Carolina (NC)

North Carolina (NC)

Serving North Carolina with personalized insurance plans that ensure peace of mind for individuals and families.

Georgia (GA)

Georgia (GA)

Offering Georgia residents access to a wide range of insurance products designed to protect and secure their future.

Tennessee (TN)

Tennessee (TN)

In Tennessee, we are dedicated to providing exceptional insurance coverage to safeguard your health and financial well-being.

Florida (FL)

Florida (FL)

Serving North Carolina with personalized insurance plans that ensure peace of mind for individuals and families.

Texas (TX)

Texas (TX)

Serving the vast and diverse population of Texas with tailored insurance solutions that fit their specific needs.

Colorado-CO

Colorado (CO)

Providing Colorado residents with reliable insurance options to protect their health and assets.

Indiana (IN)

Indiana (IN)

Offering comprehensive insurance services to ensure the well-being and security of Indiana residents.

Ohio (OH)

Ohio (OH)

Helping Ohioans find the right insurance coverage to meet their health and financial goals.

Pennsylvania (PA)

Pennsylvania (PA)

Providing personalized insurance solutions to the residents of Pennsylvania, ensuring their peace of mind.

Maryland (MD)

Maryland (MD)

Serving Maryland with expert insurance advice and comprehensive coverage options.

Maine (ME)

Maine (ME)

Offering Maine residents access to top-notch insurance products to protect their health and future.

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Unlock Your Free
Medicare Guide

The team at Fika Insurance Group simplifies the complex world of insurance for you. Whether you need clarity on Medicare, Life, or Health Insurance, we are here to help. By signing up for our monthly newsletter, you'll receive our free audiobook, "Understanding Medicare: Your Complete Guide." Stay informed with expert insights and tips, and make confident decisions about your coverage.